What If?

I often wonder where my family would be if something were to happen to me. Where would my son go, hopefully with my parents, as his father isn't who I want to finish raising him and my husband, well he is perfectly capable but would I want him to? Then there is the financial aspect of it all, kids aren't cheap and my parents aren't poor, but right now they are struggling for the first time in 20 years. My mom is only working part time and the area they live in is not exactly the money pit of America.

So as an adult I need to make some decisions just in case something bad happens. I think it is defiantly time to look into getting life insurance. What my job provides certainly is not enough to do anything with, unless of course you toss me in the woods somewhere! I need to make sure that my son can go to college and there will be some sort of financial assistance for the lucky person who gets to raise him. I don't foresee anything bad happening, but you never really know.