Paying Bills

Boy am I glad I don't have a commercial collection agency calling me at work. There is this guy who apparently cannot pay his bills and the collection agencies are calling!! I would find it most embarrasing and he looks at it like a joke. He is also in the middle of claiming bankruptcy and has been using his diagonosis of Bi-polar for all his spending issues!! Go figure, Bi-Polar ='s spending money and not paying bills??? I didn't think so either..